Make these Choices

Most success books promise to teach you how to get rich. This one shows you how people guarantee they never will. Inspired by Charlie Munger’s principle of inversion thinking — “Tell me where I’m going to die so I’ll never go there” — How to Stay Broke flips the success formula on its head. Instead of chasing brilliance, it examines the ordinary, predictable mistakes that keep people broke, frustrated, and stagnant — and how to avoid them.

With humor and brutal honesty, the book exposes the habits that sabotage progress: overspending, refusing to learn, chasing shortcuts, blaming others, fearing discomfort, and thinking only in the short term. Each chapter reveals how these mental traps compound over time — not just financially, but intellectually and emotionally — quietly eroding freedom while disguising themselves as “normal life.” Munger’s timeless wisdom runs throughout: wealth isn’t built by genius, but by avoiding stupidity. Readers will learn to recognize destructive behaviors, reverse them through reason and discipline, and finally think like an investor — in money, time, and relationships.

How to Stay Broke isn’t a guide to getting rich quick. It’s a manual for avoiding the traps that keep most people poor forever — and in doing so, discovering the simple, steady path to lasting success.